Wednesday, March 25, 2009

Back to reality...

I'm sorry that I've been MIA over the last week or so. Work has been crazy busy, but is hopefully returning to a more manageable pace now that my manager is back. While he was away, we get to not only take care of our own stuff, but his clients and orders as well. But we made it through, and I don't feel so overwhelmed anymore!
At least at work.
I will tell you what's been overwhelming me - budgeting. The dreaded "b" word. Chris and I have been struggling to find a good way to keep track of and pay off bills. It's been nightmarish the last month or so, leaving me wondering just how I was able to do it by myself. I guess I'm just one of those people that like to avoid unpleasant things and situations, which doesn't really work well with money and bills. But I do think I see a tiny light at the end of the tunnel. Really, a very very faint pin-prick dot of light. But before it starts to really shine, we have some sit-down time between us to really get it all down on paper - or computer, as the case may be. We've got a long and hard road ahead of us, this much is already abundantly clear. And it's very depressing and shameful just how bad it's all gotten. What's going to be even harder is communicating to Chris and getting him on the frugal-wagon. Without laying any blame, he is not the world's best budgeter. He tends to spend a little here, a little there, because it's a good deal or we could use it... whatever. It's going to be hard to get him to give up some of these things for our greater interests, and it's going to be hard to give up the wanting of things myself and to learn to appreciate all that we do have.
Okay, so enough of the philosophical rambling. This experience is definitely me "learning along the way", so to speak, as I am not a money management guru! So I am sorry to not have been posting lately, I just really haven't had any creative or nice or wonderful things to say. But I am hoping that as we can work through this, I can come up with some cheap and creative tips to share. Or at least some pretty pictures. ;-)

9 comments:

AmyJean said...

I totally feel ya... i think i'm like your FH and your like mine... i'm not good at saving - even though i know i should. It's such a hard thing... but like you, i'm learning along the way too :)
RelentlessBride

Jenny.Lee said...

I am horrible at budgeting money...Zane not having a job has really helped us be more frugal. Good luck with your game plan!

Hannah Noel said...

Budgeting is no fun! I pretty much just don't shop. EVER.

rebekah at ead living said...

We went through the same thing! What worked for us (which may or may not work for you) is/are mint.com and daveramsey.com. We also use Google docs to keep our checkbook register (because everything we do is on debit). I do the long term planning (big purchases, retirement, etc.) and F does the day to day. This keeps us both involved and interested. Every penny is allocated for each paycheck, and then F keeps the register updated. It's worked pretty well, even though F is not interested in finances. It took us a while to get there.

Krista said...

Write it all down. Everything. Even the coffee you get in the morning, the groceries, the clothing, the stuff you need, the stuff you don't need.

Maybe that will help him realize how these little things add up? It's important you get the budget under control now.

We're pretty good. Wade thinks I am a frivolous spender, but w
I brought him to meet my financial planner (for investments) ... and after hearing the planner tell me how impressed he is with my investments, Wade backed off a little. He still thinks I am a tad frivolous ... and we both succumb to the occassion "want it" spend ... but we're getting there.

So stay strong - you'll sort it all out! :)

Krista said...

P.S. how did you get the button for that animal rescue site? I'd love to add it!

please sir said...

Oh bugets can be a real downer...hang in there!

citysage said...

Oh the B word...this has caused more fights between me and the huz than I care to think about! In our situation, I'm the spender and he's the anxious paranoid miser (in my humble opinion!)

But of course I know I'm just as much at fault---if only I could admit it when we're in the middle of a fight!

Any tips or tricks you have for getting spenders on the bandwagon are much appreciated!

disa said...

AV,無碼,a片免費看,自拍貼圖,伊莉,微風論壇,成人聊天室,成人電影,成人文學,成人貼圖區,成人網站,一葉情貼圖片區,色情漫畫,言情小說,情色論壇,臺灣情色網,色情影片,色情,成人影城,080視訊聊天室,a片,A漫,h漫,麗的色遊戲,同志色教館,AV女優,SEX,咆哮小老鼠,85cc免費影片,正妹牆,ut聊天室,豆豆聊天室,聊天室,情色小說,aio,成人,微風成人,做愛,成人貼圖,18成人,嘟嘟成人網,aio交友愛情館,情色文學,色情小說,色情網站,情色,A片下載,嘟嘟情人色網,成人影片,成人圖片,成人文章,成人小說,成人漫畫,視訊聊天室,性愛,a片,AV女優,聊天室,情色

 
Template by suckmylolly.com - background image by elmer.0